eMoneyMail only takes Visa card and checks. If you have a MasterCard you can use PayPal instead. If you don't have a credit card, you can also securely transfer money from your checking account. Note: PayPal will give you $5 just for signing up for an account, plus I get $5 as well for referring you. Also PayPal takes a bit longer to sign up for than does eMoneyMail.